Morganton Real Estate Search

Morganton Waterfront Properties for Sale

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Newest Morganton Waterfront Properties for Sale

$789,900
3 Beds 3 Baths 4407190 MLS ACTIVE Status
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*

4634 Harbor View Terrace, Morganton

Listing courtesy of DASH Carolina. zac.campbell@dashnc.com

$1,000,000
3 Beds 3 Baths 4405514 MLS ACTIVE Status
This 74.06-acre unrestricted property features long-range mountain views, Canoe Creek running the length of the property with several access points to the water, and approximately 2 miles of hiking and 4wheeler trails for enjoying your private mountain sanctuary. It includes a 2,351 sqft 3BR, 3BA 2story home built in 2020 along with multiple other potential build sites throughout, and an open, grassy field perfect for picnics, bonfires and recreation. The property sits across the street from the 652 acre Oak Hill Community Park and Forest which hosts over 20 miles(and growing) of mountain biking and hiking trails. Lake James and Lake James State Park are less than 15 mins away for water sports, hiking and more mountain biking for adrenaline enthusiasts. The towns of Old Fort, Black Mountain, Boone, Blowing Rock and Asheville are all less than an hour's drive from the property. Historic downtown Morganton which offers shopping several grocery stores, restaurants, breweries and wineries is just 10 minutes away by vehicle; Enjoy the Historic Morganton Festival in September, the TGIF series that runs from May through July and the Winter Carnival and Downtown Lighting to start the Christmas holidays; These 74 acres offer a blend of privacy, natural beauty and development potential while remaining pristine and with breathtaking views; This is the perfect setting for your own private estate, a family compound, a hunting property, an eco-tourism venture including camping and glamping, an AirBnB or as a legacy investment; Explore the remaining foundation of the old JD Pitts Dam and Mill site on the property in Canoe Creek where grain was milled using the dam, water wheel and grinding wheels; Game on the property include deer, turkey, rabbit, dove, and an occassional bear, and more; The custom-designed, like-new 2story home has a 1st floor bedroom and full bathroom, an open layout and 2 primary and secondary owner's suites; The entry room has 2 closets and a vaulted, shiplap ceiling; The kitchen has a wonderful view of the backyard landscaping and hill along with a large island and stainless appliances; The dining room has a comfortable window seat and a table made from local harvested wood; The living room has plenty of natural light coming in and a sliding glass door to the spacious, covered rear deck with its wood stove; The left side owner's suite has an office area and balcony, a loft area, the laundry and a full bathroom with a tiled and glass stall shower; The right side owner's suite with its own private access and stairway has a large walk-in closet / office and a full bathroom with a stall shower; Other desirable features include a 1st floor workstation, shiplap walls, wood laminate planking and ceramic tile flooring, a hot tub and 2 mini-split heat/air units with 5 trunk lines; The outdoor space includes a landscaped front natural area, a fire pit and backyard access to the trail system; The attached garage and attached storage area give you valuable storage area; The detached garage has electric, a concrete floor and a rear lean-to perfect for a tractor or side-by-side; The property was accepted in March 2026 to the NC Present-Use Value program which provides tax incentives to the property owner;

1568 Watermill Road, Morganton

Listing courtesy of Keller Williams Unified. Bobwarchol@kw.com

$2,400,000
5 Beds 6 Baths 4368973 MLS ACTIVE Status
Waterfront estate situated on its own private peninsula along the pristine shores of Lake James. Sweeping, unobstructed views of the lake and surrounding mountains greet you from the wrap-around porch where Golden Hour sunsets are nothing short of extraordinary. The property is designed for easy indoor-outdoor living and entertaining with thoughtfully designed water features including 3 waterfalls and a goldfish pond, a large green space ready for croquet or even a regulation size pickleball or badminton court, a brand-new dock, a fire-pit set on the point, and 450 feet of private shoreline. A timeless Victorian home spans three levels rich in character. Inside, a dramatic foyer with soaring ceilings and a curved staircase makes a striking first impression, while the two-story circular library stands as a true architectural centerpiece. The main level is thoughtfully laid out for both everyday living and hosting, with generous living and dining spaces, a cozy den, and a kitchen complete with a wood-burning fireplace and easy access to the outdoor areas. The primary suite features a private balcony and spa-inspired bath, while additional bedrooms, flexible living areas, and a finished lower level plumbed for a kitchen provide ample space for guests, friends, and family. A truly one-of-a-kind Lake James property that must be experienced to be fully appreciated. Owner is financing available at 3.25% — a rare opportunity for a property this distinctive.

4950 Canterbury Place, Morganton

Listing courtesy of Patton Allen Real Estate LLC. rachel@pattonallenre.com

$1,499,000
3 Beds 4 Baths 4360898 MLS ACTIVE UNDER CONTRACT Status
Where the mountains meet the water, this breathtaking lakefront retreat on the shores of Lake James delivers a lifestyle most only dream about. Rare lakefront opportunity on stunning Lake James — one of Western North Carolina's most prized mountain lakes. This exceptional 3-bedroom, 3.5-bath home offers 2,270 sq ft of thoughtfully designed living space on 1.84 private acres, delivering resort-style living with a brand-new infinity-edge swimming pool that spills visually into breathtaking, unobstructed lake views. Whether entertaining or unwinding, the seamless indoor-outdoor flow and panoramic Blue Ridge Mountain backdrop create an atmosphere of unmatched tranquility and luxury. The Fonta Flora State Trail runs directly through the backyard, providing immediate trail access for hiking and biking along one of NC's most celebrated multi-use trail systems — with plans to ultimately connect Morganton to Asheville. Step off your property and onto miles of scenic trails without ever getting in your car. Lake James offers over 6,500 surface acres and 150+ miles of shoreline for boating, kayaking, paddleboarding, and world-class fishing including largemouth bass, smallmouth bass, walleye, muskie, and crappie. Lake James State Park, Whippoorwill Farm at Fonta Flora Brewery, Linville Gorge Wilderness Area, Grandfather Mountain, the Blue Ridge Parkway, and downtown Morganton's dining and shopping scene are all just minutes away. Asheville and the Biltmore Estate are an easy 45-minute drive. Properties combining 1.84 acres of direct lakefront, a new infinity pool, and trail-to-backyard connectivity at Lake James are extraordinarily rare. This is Western NC lakefront living at its absolute finest.

2063 W Bluewater Drive, Morganton

Listing courtesy of EXP Realty LLC Ballantyne. 828-337-2200

$2,699,999
5 Beds 4 Baths 4364860 MLS ACTIVE Status
One-of-a-kind property situated on its own peninsula on beautiful Lake James in the sought-after South Pointe community. This amazing custom home sits on 2 acres with rear and side panoramic views of open water and the Blue Ridge Mountains, including Shortoff and Table Rock Mountain. High-end features include oversized windows, custom-tiled showers, granite countertops, a butler’s pantry, outdoor shower, real hardwoods, superior wall basement, 50-year shingles, electric water heaters, and more! Open-concept living, dining, and kitchen areas sit under a cathedral ceiling with a huge stacked rock fireplace and floor-to-ceiling rear windows. The large primary suite features two walk-in closets and a luxury ensuite bathroom with a custom-tiled shower, jacuzzi tub, and exterior entry. A second bedroom on the main level offers an adjacent full bath. The upper level includes an open loft/second living area and a second primary bedroom with a spacious full bath featuring a jacuzzi tub. The basement can be accessed from the interior of the main home and the detached garage via a covered walkway. Enjoy a true oversized garage with a work area. The massive unfinished basement features storage rooms, a family room with a second fireplace, high ceilings, and a full bath. Above the garage, with private entry, is a studio apartment complete with a closet, kitchen, and full bath. Words can’t describe the grounds… a rocked trail wraps around the point, offering lake views from the back and both sides. Even better, enjoy an easy stroll to your own private covered lakefront deck and composite dock.

5162 Beech Bluff Drive, Morganton

Listing courtesy of WNC Real Estate at Lake James. ChristieLeonardHomes@gmail.com

$395,000
4349838 MLS ACTIVE Status
Experience Lake James living from the ground up on this rare, waterfront homesite in sought-after Southpointe. This 0.96-acre lot at 1590 Hawks Pointe Lane offers a gently sloping, wooded setting that naturally lends itself to a luxury home with a walkout lower level and expansive outdoor living to capture serene cove views and year-round privacy. With its generous width, topography, and utilities available at the street, the site is a ready canvas for an architect-designed retreat that feels both elevated and effortless. This lot is also listed under a proposed construction listing at MLS#4354550. Tucked into a quiet cove, the property includes an existing private dock, giving you immediate access to boating, paddling, fishing, and sunset cruises without ever leaving your backyard. The slope from street to shoreline allows for a dramatic arrival at road level, then an easy flow down through terraces, covered porches, and potentially an infinity-edge pool toward the water’s edge. Mature trees frame the homesite and help preserve a sense of seclusion while still placing you in one of Lake James’ most established communities. Located in the Southpointe neighborhood on the shores of Lake James, this lot is surrounded by custom homes and thoughtfully maintained common areas. Community amenities include a lakeside pool, clubhouse, and walking trails, giving owners multiple ways to enjoy the lake lifestyle beyond their own dock. Wide, well-kept streets and carefully curated architecture create a cohesive streetscape that supports long-term property values and a true neighborhood feel instead of a transient vacation environment. Southpointe’s covenants and architectural guidelines are designed to protect both aesthetics and investment. The community is restricted to single-family residences, with minimum square footage requirements and an architectural review process for all new construction and significant exterior changes. No manufactured homes, RVs as permanent residences, or commercial uses are allowed. Setback, design, and material standards encourage high-quality construction and a harmonious look among homes, while still allowing each owner to express an individual style. Everyday conveniences are within easy reach. Morganton’s shops, restaurants, and services are a short drive away, with regional destinations like Hickory and Asheville accessible for work, health care, and entertainment. Outdoor enthusiasts will appreciate the proximity to state parks, hiking and biking trails, and other Lake James access points, creating a four-season playground at your doorstep. Yet when you return home, the cove setting and wooded surroundings bring a sense of calm that feels far from busy corridors. For buyers, architects, and builders seeking a premier Lake James homesite with a balance of privacy, community, and design control, this Southpointe lot is an outstanding opportunity. Bring your builder, your plans, or your imagination and design a home that steps down the hillside to the water, with walls of glass, generous porches, and indoor-outdoor spaces that make the most of this special setting. Schedule a walking tour of the property to experience the lay of the land and begin envisioning your own custom retreat on Lake James.

1590 Hawks Pointe Lane, Morganton

Listing courtesy of Faith Parker Properties, LLC. info@shereebyrdrealtor.com

$1,799,900
4333094 MLS ACTIVE Status
A truly rare offering along the Catawba River, this remarkable approximately 109+/-acre tract presents an exceptional opportunity for both estate buyers and long-term land investors seeking privacy, water frontage, and scale in one of Western North Carolina’s most desirable natural corridors. Properties of this size with direct river frontage are increasingly scarce, making this tract a standout acquisition for those who understand the long-term value of land. The property offers an impressive combination of seclusion, natural beauty, and versatility. Predominantly wooded with logging roads already in place, the land provides a private and peaceful setting ideal for a luxury estate, generational family compound, or recreational retreat, while still offering meaningful upside for investors looking to land-bank or hold a unique riverfront asset. The expansive acreage allows for multiple potential homesites, trails, and recreational uses without sacrificing privacy or views. The Catawba River frontage adds a distinctive and irreplaceable element—offering scenic views, natural buffers, and recreational enjoyment such as kayaking, fishing, and wildlife observation. Riverfront land of this scale provides not only lifestyle appeal, but also long-term intrinsic value that is increasingly difficult to replicate due to environmental protections and limited supply. There are no known easements, encroachments, or conservation restrictions currently affecting the property, and no known severance of timber, mineral, or development rights, allowing future owners flexibility in how the land is utilized. A survey/plat is available, with acreage reported at approximately 109 acres, supporting clarity for due diligence and planning. Utilities such as electric service, water access, cable, and high-speed internet are available nearby, enhancing the feasibility of estate development while maintaining the property’s rural character. As typical with land of this nature, septic evaluations should be completed during the buyer’s due diligence period. Whether you are an estate buyer seeking a once-in-a-generation riverfront setting or an investor recognizing the long-term value of large-acreage Catawba River land, this property delivers a rare blend of privacy, water frontage, and future potential. Opportunities like this are increasingly limited—secure your position in one of the region’s most enduring natural assets.

1486 Huffman Bridge Road, Morganton

Listing courtesy of RE/MAX A-Team. andijackrealestate@gmail.com

$2,599,000
5 Beds 5 Baths 4307275 MLS ACTIVE Status
ATTENTION, THIS HOME IS BEING SOLD AS A TURN KEY PROPERTY. ALL CONTENTS WILL TRANSFER WITH THE SALE INCLUDING A NEW 23 FOOT BENNINGTON TRI-TOON BOAT AND HYDRAULIC LIFT; ALONG WITH THE WINE AND LIQUAR IN THE NEW BAR AREA! Welcome to 1513 Brentwood Place, an exceptional waterfront, cul-de-sac residence on the scenic shores of Lake James! This meticulously maintained 5 bedroom, 4.5 bath Cape Cod/Arts & Crafts Style home combines timeless charm with modern luxury. Boasting an open floor plan, the residence is filled with natural light and offers breathtaking water views. The main level features the spacious primary suite, a two-story great room which opens to an expansive lake-view deck, and a gourmet kitchen equipped with stainless appliances, large island, and a generous butler pantry with additional sink, refrigerator, and beverage center. A screened porch adjacent to the kitchen and dining area provides a perfect space for outdoor relaxation. Upstairs, you'll find two sizable bedrooms, a full bath, a dedicated library, and a versatile loft area. The fully finished lower level offers a guest bedroom suite, a substantial family room with a fireplace and bar/entertainment area, a flex/game room, a beautiful greenhouse room, a wine cellar, and an additional one car garage space currently used as an exercise room. The main two-car detached garage features a finished one-bedroom, one-bath finished area above, ideal for guests or additional income potential. Recent landscaping enhancements, valued at over $140,000, beautifully complement the property's lakeside setting. Additional amenities include a circular driveway, a running brook on side of home, upper and lower garages, and ample guest parking. Key features include tankless hot water heating, a security system, vaulted ceilings, central vacuum, new roof and gutters, updated A/C units and furnaces, new charging system for electric vehicles, freshly painted interiors & exteriors, and a new $15,000 boat lift. This Lake James retreat offers an unparalleled lifestyle, blending luxurious living with the breathtaking beauty of nature. Don't miss your chance to own this exceptional slice of paradise!

1513 Brentwood Place, Morganton

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. haggerhomes@gmail.com

$2,549,000
4 Beds 4 Baths 4303843 MLS ACTIVE Status
Custom lakefront home on Lake James. Located in the highly sought-after SouthPointe neighborhood in Morganton, NC. This builder's own custom home was thoughtfully designed and built to maximize water views, lake access, and entertaining space. This property offers one of the rarest features on the lake, a gently sloping walkable approach to the shoreline and dock, on the main channel. Amazing outdoor entertaining features include not just one 16'x36' covered cedar porch overlooking the lake from above, but also another 16'x36' bluestone patio with a large wood-burning fireplace, plus an outdoor shower with a private changing area. The main level features two bedrooms with en-suites, two home offices for work or study spaces, both of which have closets and could be used as bedrooms. The living room features a beautiful wood-burning stone fireplace to relax by. Both levels have full kitchens, two bedrooms, and dining areas inside or out. Take a walk down to the private over-the-water gazebo and dock, which were replaced in 2025; the dock has two slips, one of which has a boat lift. on a .59-acre lot with approximately 275 ft of waterfront. Plenty of parking outside and in, the home has two garages, with a total of 5 bays. 2 on grade and 3 more under. With its variety of outdoor living spaces, this home provides numerous opportunities to enjoy lake life. whether relaxing on the cedar porch, gathering around the fireplace on the bluestone patio, or entertaining on the water's edge in the gazebo. Designed for comfort and connection, it's a home that's ideal for large or private gatherings and year-round enjoyment. The owner wishes to take all calls personally. Please call the owner to set up all showings.

1831 Sandy Cove Drive, Morganton

Listing courtesy of Morgan-Trace Real Estate. morgantrace@icloud.com

$3,650,000
5 Beds 6 Baths 4295037 MLS ACTIVE Status
Discover a world where the majestic Blue Ridge Mountains and the tranquil waters of Lake James become your daily backdrop. This stunning 6,000+ sq ft home offers an unparalleled living experience, a perfect blend of natural beauty and refined luxury. The heart of the home is the great room, where a floor-to-ceiling stone fireplace provides a rustic & elegant focal point and massive windows flood the space with light and frame breathtaking, panoramic views of the mountains and lake. Rich hardwood floors extend throughout the home, connecting each space with timeless style. Designed for both relaxation and entertaining, the home features five full bedrooms plus additional sleeping quarters, including a pocket bunk room and a additional room over the garage made for all your guests. The primary suite on the main level also has long range views and a spa-like en-suite bath with a soaking tub and a large walk-in shower. The gourmet kitchen is a chef's dream with island seating, Sub zero refrigerator, gas cooktop, warming drawers, beverage refrigerator and complete with a walk in pantry. Step outside onto the upper and lower patios to savor the stunning vistas and amazing sunsets. A gently sloping path leads to a covered gazebo and private two-slip steel reinforced dock, resistant to the worst wind and wake surfing craft. This is more than a home; it’s truly the Lake James lifestyle. Sold furnished providing a complete turnkey opportunity. Southpointe has community pool, Dry Creek walking trails and direct access to the Fonta Flora Trail. Just 15 minutes to downtown Morganton for shops & entertainment.

5140 Beech Bluff Drive, Morganton

Listing courtesy of Engel & Volkers Foothills Lake James. polly.leadbetter@evrealestate.com

$1,499,999
4 Beds 4 Baths 4226820 MLS ACTIVE Status
Located in the premier Southpointe Community of Lake James & nestled within the serene sought after Sherman’s Cove, this strategically placed (on 2.21 acres) & completely remodeled lakefront home is a work of art. You’ll love entertaining with the open floor concept or out on the large private deck overlooking the lake. Next, follow the wooden boardwalk from your spacious backyard to your private boat dock and gazebo. The kitchen boasts custom cabinets, granite countertops, a large island, & brand new appliances. The unique master bath offers a large dressing/closet area, double sinks, & a walk-in tile shower. An unfinished basement with roughed-in plumbing provides additional space & has unlimited potential. Located between Asheville & Hickory, a scenic 10-mile drive places you on I-40, or in Historic Downtown Morganton where you’ll find an array of restaurants, professional services, parks & entertainment. This stunning 4-bedroom (2 on main floor), 3.5 bath lakefront home is the one. In addition, all flooring on the main level (White Oak Select and Tile) is brand new as well as the plumbing, electric, appliances, custom cabinets, granite, sinks, commodes, tankless water heater, most doors (including garage doors), and windows (Quaker and Therma-Tru). The oven is electric with a gas top plus there is an underground propane tank (1,000 gallons) which is owned by the seller.

1441 Southpointe Drive Unit #249, Morganton

Listing courtesy of Broadpoint Real Estate Group. joe@broadpointrealestate.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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