Morganton Real Estate Search

Morganton Waterfront Properties for Sale

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Newest Morganton Waterfront Properties for Sale

$3,250,000
6 Beds 6 Baths 4420970 MLS ACTIVE Status
Some homes offer a view. This Southpointe waterfront retreat offers a panorama so broad, natural, and uninterrupted that it becomes the defining experience of the property. From the moment you enter, Lake James fills the windows and the mountain horizon stretches far beyond the water. Instead of looking across at neighboring homes, the eye travels over open lake, the forested shoreline of Lake James State Park, and layer after layer of Blue Ridge peaks. Only the slightest glimpse of another house may be visible, allowing the setting to feel private and almost untouched. The panorama encompasses many of Western North Carolina's most recognizable landmarks, including Mt. Mitchell and the Seven Sisters, Dobson's Knob, Wiseman's View, Shortoff Mountain, and, in the far distance, Grandfather Mountain. Set on a hidden drive at the end of a quiet cul de sac, the home was designed to keep this landscape in constant view. Expansive windows and glass doors frame the water from the great room, dining area, kitchen, primary suite, and outdoor living spaces. Step onto the covered porch, screened porch, wraparound deck, or open deck and the panorama widens further. These spaces offer front row seating for mist rising from the lake, clouds gathering around Mt. Mitchell, and distant mountains fading from deep green to blue. Whether enjoying coffee at sunrise, dinner outdoors, or a quiet evening, the setting feels more like a private overlook than a neighborhood home. Inside, approximately 6,085 square feet provides the scale to host family and friends while preserving the warmth of a mountain lake retreat. The great room features soaring wood ceilings, exposed beams, rich wood floors, and a dramatic stone fireplace, all positioned to complement rather than compete with the view. The open kitchen offers a large island, generous cabinetry, gas cooking, wall oven, warming drawer, beverage and wine refrigerators, and a walk in pantry. The adjoining dining area makes the lake and mountains the backdrop for every gathering. The main level primary suite offers privacy, convenience, and a peaceful place to wake to water and mountain scenery. Two upper level bedrooms and a full bath provide comfortable guest accommodations. The daylight walkout lower level includes three additional bedrooms, two full baths, one half bath, a den, second kitchen, wet bar, play room, laundry, and storage. With six bedrooms, four full baths, and two half baths, everyone can gather comfortably while still finding a quiet place of their own. The journey to the waterfront is part of the experience. Leaving the house, you pass an outdoor shower before following a smooth, gentle path with a hand railing toward the lake. Along the way, a covered gazebo offers a wonderful place to pause, sit, and take in the remarkable view across the water, state park, and mountains. Continue to the shoreline, where a floating dock, covered structure, and boat lift make it easy to enjoy boating, swimming, paddling, and exploring Lake James. At the end of the day, return to the gazebo or porch and watch the mountains transform as the light moves across the protected shoreline and distant ridgelines. This is more than a spacious Lake James waterfront home. It is a rare vantage point where the lake, state park, and an extraordinary collection of mountain landmarks come together in one sweeping view. For buyers seeking privacy, natural beauty, and a landscape that feels almost entirely free of development, 5140 Beech Bluff Drive offers a perspective that must be experienced in person.

5140 Beech Bluff Drive, Morganton

Listing courtesy of Keller Williams Unified. bryan@lakejames.com

$749,900
4416693 MLS ACTIVE Status
Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina’s most sought-after lakes with much of the waterfront work already completed. The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake. Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal. Lake James is known for its **clear mountain water, boating, fishing, swimming, and breathtaking Blue Ridge Mountain surroundings**. With Morganton nearby and outdoor recreation throughout the Lake James area, this location offers the perfect balance of privacy, recreation, and convenience. A special opportunity for a **primary residence, weekend retreat, or second home**, 3089 Moonlight Drive offers more than a place at the lake—it offers a waterfront property where significant time, planning, and investment have already gone into creating an exceptional setting. **Come experience Lake James and see firsthand the improvements that make this property ready to enjoy from day one.**

3089 W Moonlight Place, Morganton

Listing courtesy of RE/MAX A-Team. hilaryrepassrealestate@gmail.com

$2,250,000
3 Beds 3 Baths 4416691 MLS ACTIVE Status
Experience the best of Lake James living in this stunning lakefront home, where beautiful water and mountain views create the perfect backdrop for everyday life. From the moment you arrive, you'll appreciate the thoughtfully designed architecture, well-maintained landscaping, and impressive setting. The main level features a spacious primary suite with separate vanities, a garden tub, walk-in shower, and walk-in closet. The kitchen is equipped with an island, granite countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace. A comfortable living room with a gas fireplace flows seamlessly into the formal dining area. Upstairs, you'll find two additional bedrooms, a full bathroom and more. The finished basement offers exceptional flexibility with a large great room, separate bar/kitchen, bonus room that could serve a variety of purposes, and a full bathroom - ideal for entertaining, guests, or additional living space. An expansive aluminum deck stretches the length of the home, providing plenty of space to relax, entertain, and take in the breathtaking lake and mountain scenery. Below, a spacious patio offers even more room for gatherings with family and friends. Just a few steps to the water through your landscaped oasis on stone steps and you'll find your floating dock, built with another entertainment space, double boat storage, a lift and more. Whether you're looking for a full-time residence or a place to enjoy everything Lake James has to offer, this impressive waterfront home delivers space, comfort, and incredible views in one unforgettable setting.

1563 Calls Lodge Court, Morganton

Listing courtesy of Patton & Belote Realty. damionpattonrealestate@gmail.com

$789,900
3 Beds 3 Baths 4407190 MLS ACTIVE Status
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*

4634 Harbor View Terrace, Morganton

Listing courtesy of DASH Carolina. zac.campbell@dashnc.com

$349,000
4380561 MLS ACTIVE Status
New Price! Set on 3.71 private acres in the gated Waters Edge community, this rare Lake James homesite offers a large, level waterfront on one of the lake's quietest coves — calm, clear, wake-free water perfect for swimming, kayaking, and paddleboarding for miles right from your own backyard, with the cove opening up quickly into the main body of the lake. Tucked into an environmentally protected, no-wake, no-thru-traffic cove, the setting feels private and undisturbed, with no boats passing by. This is a non-dockable lot, and the cove is shallow and recedes with the seasonal winter drawdown — in summer, though, there's room to tie up a small boat or jet skis right at the shoreline, making this an ideal fit for a low-key, hands-in-the-water lake life. The wooded, gently sloping site is ready to build on or enjoy as-is: driveway, parking, and boat trailer storage already in place, soil test on record for septic, and the Fonta Flora State Trail easement running directly along the back edge of the property. Underground power, high-speed internet, and city water are available. Short-term rentals are allowed. Adjacent to 47.99 acres of protected green space, this lot feels more like a private nature preserve than a typical lakefront homesite. The community beach, a nearby marina and a public boat launch keep the full lake experience within easy reach for anyone wanting to get out on the water. Morganton is 15 minutes away; Asheville under an hour. Seclusion, acreage, and a front-row seat to Lake James — all in one place. NC Agent Owned.

3100 E Moonlight Place Unit #42, Morganton

Listing courtesy of GreyBeard Realty. christy@greybeardrealty.com

$2,400,000
5 Beds 6 Baths 4368973 MLS ACTIVE Status
Waterfront estate situated on its own private peninsula along the pristine shores of Lake James. Sweeping, unobstructed views of the lake and surrounding mountains greet you from the wrap-around porch where Golden Hour sunsets are nothing short of extraordinary. The property is designed for easy indoor-outdoor living and entertaining with thoughtfully designed water features including 3 waterfalls and a goldfish pond, a large green space ready for croquet or even a regulation size pickleball or badminton court, a brand-new dock, a fire-pit set on the point, and 450 feet of private shoreline. A timeless Victorian home spans three levels rich in character. Inside, a dramatic foyer with soaring ceilings and a curved staircase makes a striking first impression, while the two-story circular library stands as a true architectural centerpiece. The main level is thoughtfully laid out for both everyday living and hosting, with generous living and dining spaces, a cozy den, and a kitchen complete with a wood-burning fireplace and easy access to the outdoor areas. The primary suite features a private balcony and spa-inspired bath, while additional bedrooms, flexible living areas, and a finished lower level plumbed for a kitchen provide ample space for guests, friends, and family. A truly one-of-a-kind Lake James property that must be experienced to be fully appreciated. Owner is financing available at 3.25% — a rare opportunity for a property this distinctive.

4950 Canterbury Place, Morganton

Listing courtesy of Patton Allen Real Estate LLC. rachel@pattonallenre.com

$2,699,999
5 Beds 4 Baths 4364860 MLS ACTIVE Status
One-of-a-kind property situated on its own peninsula on beautiful Lake James in the sought-after South Pointe community. This amazing custom home sits on 2 acres with rear and side panoramic views of open water and the Blue Ridge Mountains, including Shortoff and Table Rock Mountain. High-end features include oversized windows, custom-tiled showers, granite countertops, a butler’s pantry, outdoor shower, real hardwoods, superior wall basement, 50-year shingles, electric water heaters, and more! Open-concept living, dining, and kitchen areas sit under a cathedral ceiling with a huge stacked rock fireplace and floor-to-ceiling rear windows. The large primary suite features two walk-in closets and a luxury ensuite bathroom with a custom-tiled shower, jacuzzi tub, and exterior entry. A second bedroom on the main level offers an adjacent full bath. The upper level includes an open loft/second living area and a second primary bedroom with a spacious full bath featuring a jacuzzi tub. The basement can be accessed from the interior of the main home and the detached garage via a covered walkway. Enjoy a true oversized garage with a work area. The massive unfinished basement features storage rooms, a family room with a second fireplace, high ceilings, and a full bath. Above the garage, with private entry, is a studio apartment complete with a closet, kitchen, and full bath. Words can’t describe the grounds… a rocked trail wraps around the point, offering lake views from the back and both sides. Even better, enjoy an easy stroll to your own private covered lakefront deck and composite dock.

5162 Beech Bluff Drive, Morganton

Listing courtesy of WNC Real Estate at Lake James. ChristieLeonardHomes@gmail.com

$380,000
4349838 MLS ACTIVE Status
Experience Lake James living from the ground up on this rare, waterfront homesite in sought-after Southpointe. This 0.96-acre lot at 1590 Hawks Pointe Lane offers a gently sloping, wooded setting that naturally lends itself to a luxury home with a walkout lower level and expansive outdoor living to capture serene cove views and year-round privacy. With its generous width, topography, and utilities available at the street, the site is a ready canvas for an architect-designed retreat that feels both elevated and effortless. This lot is also listed under a proposed construction listing at MLS#4354550. Tucked into a quiet cove, the property includes an existing private dock, giving you immediate access to boating, paddling, fishing, and sunset cruises without ever leaving your backyard. The slope from street to shoreline allows for a dramatic arrival at road level, then an easy flow down through terraces, covered porches, and potentially an infinity-edge pool toward the water’s edge. Mature trees frame the homesite and help preserve a sense of seclusion while still placing you in one of Lake James’ most established communities. Located in the Southpointe neighborhood on the shores of Lake James, this lot is surrounded by custom homes and thoughtfully maintained common areas. Community amenities include a lakeside pool, clubhouse, and walking trails, giving owners multiple ways to enjoy the lake lifestyle beyond their own dock. Wide, well-kept streets and carefully curated architecture create a cohesive streetscape that supports long-term property values and a true neighborhood feel instead of a transient vacation environment. Southpointe’s covenants and architectural guidelines are designed to protect both aesthetics and investment. The community is restricted to single-family residences, with minimum square footage requirements and an architectural review process for all new construction and significant exterior changes. No manufactured homes, RVs as permanent residences, or commercial uses are allowed. Setback, design, and material standards encourage high-quality construction and a harmonious look among homes, while still allowing each owner to express an individual style. Everyday conveniences are within easy reach. Morganton’s shops, restaurants, and services are a short drive away, with regional destinations like Hickory and Asheville accessible for work, health care, and entertainment. Outdoor enthusiasts will appreciate the proximity to state parks, hiking and biking trails, and other Lake James access points, creating a four-season playground at your doorstep. Yet when you return home, the cove setting and wooded surroundings bring a sense of calm that feels far from busy corridors. For buyers, architects, and builders seeking a premier Lake James homesite with a balance of privacy, community, and design control, this Southpointe lot is an outstanding opportunity. Bring your builder, your plans, or your imagination and design a home that steps down the hillside to the water, with walls of glass, generous porches, and indoor-outdoor spaces that make the most of this special setting. Schedule a walking tour of the property to experience the lay of the land and begin envisioning your own custom retreat on Lake James.

1590 Hawks Pointe Lane, Morganton

Listing courtesy of AXEN REALTY LLC. sbyrd@axenrealty.com

$1,799,900
4333094 MLS ACTIVE Status
A truly rare offering along the Catawba River, this remarkable approximately 109+/-acre tract presents an exceptional opportunity for both estate buyers and long-term land investors seeking privacy, water frontage, and scale in one of Western North Carolina’s most desirable natural corridors. Properties of this size with direct river frontage are increasingly scarce, making this tract a standout acquisition for those who understand the long-term value of land. The property offers an impressive combination of seclusion, natural beauty, and versatility. Predominantly wooded with logging roads already in place, the land provides a private and peaceful setting ideal for a luxury estate, generational family compound, or recreational retreat, while still offering meaningful upside for investors looking to land-bank or hold a unique riverfront asset. The expansive acreage allows for multiple potential homesites, trails, and recreational uses without sacrificing privacy or views. The Catawba River frontage adds a distinctive and irreplaceable element—offering scenic views, natural buffers, and recreational enjoyment such as kayaking, fishing, and wildlife observation. Riverfront land of this scale provides not only lifestyle appeal, but also long-term intrinsic value that is increasingly difficult to replicate due to environmental protections and limited supply. There are no known easements, encroachments, or conservation restrictions currently affecting the property, and no known severance of timber, mineral, or development rights, allowing future owners flexibility in how the land is utilized. A survey/plat is available, with acreage reported at approximately 109 acres, supporting clarity for due diligence and planning. Utilities such as electric service, water access, cable, and high-speed internet are available nearby, enhancing the feasibility of estate development while maintaining the property’s rural character. As typical with land of this nature, septic evaluations should be completed during the buyer’s due diligence period. Whether you are an estate buyer seeking a once-in-a-generation riverfront setting or an investor recognizing the long-term value of large-acreage Catawba River land, this property delivers a rare blend of privacy, water frontage, and future potential. Opportunities like this are increasingly limited—secure your position in one of the region’s most enduring natural assets.

1486 Huffman Bridge Road, Morganton

Listing courtesy of RE/MAX A-Team. andijackrealestate@gmail.com

$2,529,000
4 Beds 4 Baths 4303843 MLS ACTIVE Status
Custom lakefront home on Lake James. Located in the highly sought-after SouthPointe neighborhood in Morganton, NC. This builder's own custom home was thoughtfully designed and built to maximize water views, lake access, and entertaining space. This property offers one of the rarest features on the lake, a gently sloping walkable approach to the shoreline and dock, on the main channel. Amazing outdoor entertaining features include not just one 16'x36' covered cedar porch overlooking the lake from above, but also another 16'x36' bluestone patio with a large wood-burning fireplace, plus an outdoor shower with a private changing area. The main level features two bedrooms with en-suites, two home offices for work or study spaces, both of which have closets and could be used as bedrooms. The living room features a beautiful wood-burning stone fireplace to relax by. Both levels have full kitchens, two bedrooms, and dining areas inside or out. Take a walk down to the private over-the-water gazebo and dock, which were replaced in 2025; the dock has two slips, one of which has a boat lift. on a .59-acre lot with approximately 275 ft of waterfront. Extra-large area for parking outside, plus home has 2 separate garages with a total of 5 spaces for parking inside. With its variety of outdoor living spaces, this home provides numerous opportunities to enjoy lake life. Designed for comfort and connection, it's a home that's ideal for large or private gatherings and year-round enjoyment. Owner is handling all questions and negotiations directly. Selling agent will forward sellers info per request. Owner will consider renting with option to purchase, Brokers welcome.

1831 Sandy Cove Drive, Morganton

Listing courtesy of Morgan-Trace Real Estate. morgantrace@icloud.com

$1,399,999
4 Beds 4 Baths 4226820 MLS ACTIVE Status
Located in the premier Southpointe Community of Lake James & nestled within the serene sought after Sherman’s Cove, this strategically placed (on 2.21 acres) & completely remodeled lakefront home is a work of art. You’ll love entertaining with the open floor concept or out on the large private deck overlooking the lake. Next, follow the wooden boardwalk from your spacious backyard to your private boat dock and gazebo. The kitchen boasts custom cabinets, granite countertops, a large island, & brand new appliances. The unique master bath offers a large dressing/closet area, double sinks, & a walk-in tile shower. An unfinished basement with roughed-in plumbing provides additional space & has unlimited potential. Located between Asheville & Hickory, a scenic 10-mile drive places you on I-40, or in Historic Downtown Morganton where you’ll find an array of restaurants, professional services, parks & entertainment. This stunning 4-bedroom (2 on main floor), 3.5 bath lakefront home is the one. In addition, all flooring on the main level (White Oak Select and Tile) is brand new as well as the plumbing, electric, appliances, custom cabinets, granite, sinks, commodes, tankless water heater, most doors (including garage doors), and windows (Quaker and Therma-Tru). The oven is electric with a gas top plus there is an underground propane tank (1,000 gallons) which is owned by the seller.

1441 Southpointe Drive Unit #249, Morganton

Listing courtesy of Broadpoint Real Estate Group. joe@broadpointrealestate.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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